Iamawesom
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| Joined: 23 Jul 2011 |
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| 15 Mar 2013 07:30 PM |
I was thinking of adding a Roblox Bank. It would require at least 100 tickets to be inserted an the amount inserted must be a multiple of 10. It would be tickets only because of inflation, etc. It would be 1% interest, compounded. So if I have 1000 tickets in the bank, I would get 10, now I have 1010, so I get 10.1, but it must be rounded down to 10 because there are no decimal tickets. But, because we dont want people getting rich in a day, you would only get income every 30 days. You also cannot take out tickets while waiting, which brings in risk, because you can't buy a limited if you put my money in the bank.
There would also be a loan system. It would look like the TC page, but it would show how much is being loaned, the rate of interest and the name of the loaner. If I want to borrow tickets from someone, I would request a loan from a person by clicking the loaner's offer. Then It would ask if you would like to borrow tickets from -insert username here-. Then it would send a message to the loaner. The loaner would check the message, and see the person's credit score. If the loaner decides yes, they would accept the request, like a trade, if no, they would decline. To counter a noob not paying back loans with interest, the system can, if after X amount of days take the money by force, ALSO, when a person owes (alot of money) money, they cannot buy anything from the shop, as they need to repay. The longer it takes to repay, the lower their credit score goes. You can raise your credit score after having consecutive on time payments. |
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| 15 Mar 2013 07:32 PM |
| Support. All but the loans. |
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Iamawesom
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| Joined: 23 Jul 2011 |
| Total Posts: 1346 |
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| 15 Mar 2013 07:32 PM |
| That does make sense, but why the loans, you could suggest changes to the loan. |
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| 15 Mar 2013 07:33 PM |
| I'm not so sure about the not being able to take out your money idea, I like the risk, but wouldn't it be a little too risky? Maybe you should change it so you can only take it out once a week. I love the rest of the idea, and Builderman, if you are reading this MAKE THIS REAL! |
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Iamawesom
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| Joined: 23 Jul 2011 |
| Total Posts: 1346 |
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| 15 Mar 2013 07:35 PM |
| @ Lego Good idea, but you need some risk, or every robloxian would do it. So I think once every 2 weeks is good. |
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| 15 Mar 2013 07:35 PM |
| I actually meant by "once a week" by every other week or something like that. |
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| 15 Mar 2013 07:37 PM |
| @ Iam Alright! That would work, other than that, I just have one question, when would Roblox round the decimal tix up? Would they do it at +.5 or +.6? |
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| 15 Mar 2013 07:38 PM |
| 100% support. Though I think it should be 1 week... |
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Iamawesom
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| Joined: 23 Jul 2011 |
| Total Posts: 1346 |
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| 15 Mar 2013 07:38 PM |
| No, because they do that during TC too, roblox rounds down to the nearest whole always. |
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Iamawesom
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| Joined: 23 Jul 2011 |
| Total Posts: 1346 |
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| 15 Mar 2013 07:41 PM |
@ Iam2 Not 1 week, because it will be pointless, because you only make money 1 time a month. |
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Gunshank
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| Joined: 13 Dec 2012 |
| Total Posts: 171 |
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| 15 Mar 2013 07:45 PM |
Just to tell I'm not copying.b I'm changing...
I was thinking of adding a Roblox Bank. It would require at least 100 tickets. It would be tickets only because of inflation, etc. It would be 1% interest, compounded. So if I have 1000 tickets in the bank, I would get 10, now I have 1010, so I get 10.1. But, because we don't want people getting rich in a day, you would only get income every 20 days. You also cannot take out tickets while waiting, which brings in risk, because you can't buy a limited if you put my money in the bank.
There would also be a loan system. It would look like the TC page, but it would show how much is being loaned, the rate of interest and the name of the loaner. If I want to borrow tickets from someone, I would request a loan from a person by clicking the loaner's offer. Then It would ask if you would like to borrow tickets from -insert username here-. Then it would send a message to the loaner. The loaner would check the message, and see the person's credit score. If the loaner decides yes, they would accept the request, like a trade, if no, they would decline. To counter a noob not paying back loans with interest, the system can, if after X amount of days take the money by force, ALSO, when a person owes (a lot of money) money, they cannot buy anything from the shop, as they need to repay. The longer it takes to repay, the lower their credit score goes. You can raise your credit score after having consecutive on time payments. |
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| 15 Mar 2013 07:48 PM |
| @ iam Hey, quick question, what what would the credit scores enable u to do? |
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Gunshank
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| Joined: 13 Dec 2012 |
| Total Posts: 171 |
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Gunshank
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| Joined: 13 Dec 2012 |
| Total Posts: 171 |
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| 15 Mar 2013 07:50 PM |
Support Just don't let it fail like americas. :3 |
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Iamawesom
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| Joined: 23 Jul 2011 |
| Total Posts: 1346 |
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| 15 Mar 2013 07:50 PM |
| @ lego, it shows you how trustworthy the person is. if they have a low credit score, that means they are terrible at repaying you and you shouldn't loan them any money, and vice versa. |
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Iamawesom
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| Joined: 23 Jul 2011 |
| Total Posts: 1346 |
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| 15 Mar 2013 07:51 PM |
| @ Iam So the credit scores would be public and there would be player loans? |
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Iamawesom
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| Joined: 23 Jul 2011 |
| Total Posts: 1346 |
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| 15 Mar 2013 07:52 PM |
| Oh yeah, and by the way, Support 1,000,000,000,000,000,000,000,000,000,000,000,000,000%! Go Iamawesom! |
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Gunshank
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| Joined: 13 Dec 2012 |
| Total Posts: 171 |
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| 15 Mar 2013 07:55 PM |
@ Lego- Stop posting... You're using to much room. You are just making it harder for people to post...
- _GUNSHANK_ |
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| 15 Mar 2013 07:56 PM |
| One more thing, would player-player loaning be like trading? Also, something about loaning, would there be Interest? If so, how would it be calculated and would it apply to player loans? |
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Iamawesom
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| Joined: 23 Jul 2011 |
| Total Posts: 1346 |
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| 15 Mar 2013 07:57 PM |
@ Gun I'm in america. We have the right of speech here in america. |
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Gunshank
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| Joined: 13 Dec 2012 |
| Total Posts: 171 |
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| 15 Mar 2013 07:57 PM |
| @ iam I'm not an idiot. I LIVE IN AMERICA TOO! Gosh noobs these days... |
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Iamawesom
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| Joined: 23 Jul 2011 |
| Total Posts: 1346 |
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| 15 Mar 2013 07:58 PM |
@ Lego Yes there is interest, read the WHOLE post before commenting. Also, the loaner picks their interest. |
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