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Re: Loaning System

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bovine123 is not online. bovine123
Joined: 22 Jun 2010
Total Posts: 2690
21 Oct 2012 12:51 AM
Currently, if you are going to loan someone money, it is very risky and easy for you to be scammed. I thought roblox should put in a loans system.

Say someone really wants a gift, but doesn't quite have enough. You would be able to loan them robux or tickets. You would choose how much interest they would pay on the loan (maximum 10%, or whatever roblox sees fit). When you loan someone money, they would get a message saying "So and so has offered to loan you this much robux, do you want to accept?". They could click accept, and get the loan. After they had used the loan, any new money they get would automatically be paid to the loaner.

Support? Great.

No support? Please give a valid reason.

Thanks for reading.
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toxic69 is not online. toxic69
Joined: 29 Jan 2011
Total Posts: 11787
21 Oct 2012 12:57 AM
support except it would most likely be a BC only perk for the only reason some BC members get BBC is because they want a cool hat or gear i for one am more interested in makeing and commanding groups
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MrHavic is not online. MrHavic
Joined: 05 Apr 2012
Total Posts: 12578
21 Oct 2012 01:37 AM
This would break chaos. If someone loans u 1mil, then how the heck do u think ur gonna pay them back
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MrHavic is not online. MrHavic
Joined: 05 Apr 2012
Total Posts: 12578
21 Oct 2012 01:52 AM
And this wouldnt work. If ur trying to buy the big gift and someone loans u 28k, then u almost got it. But, once u sell a limited for 6k (-%30), then that would go to the loan.
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brickwalker is not online. brickwalker
Joined: 30 Jun 2009
Total Posts: 42942
21 Oct 2012 01:54 AM
Pretty good idea!
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Sammybrotha is not online. Sammybrotha
Joined: 13 Feb 2010
Total Posts: 9067
21 Oct 2012 01:55 AM
I like it.

☯=~☀~ƧȺḾḾɎβЯӨƬĦȺ~☀~=☯
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bovine123 is not online. bovine123
Joined: 22 Jun 2010
Total Posts: 2690
21 Oct 2012 10:15 AM
@MrHavic

There would be a limit on how much you could loan the player, based on how much money they usually receive on a daily basis.
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blindbird17 is not online. blindbird17
Joined: 23 Jan 2012
Total Posts: 1027
21 Oct 2012 10:59 AM
How about you have to have security?
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bovine123 is not online. bovine123
Joined: 22 Jun 2010
Total Posts: 2690
21 Oct 2012 02:27 PM

> How about you have to have security?

What do you mean?
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blindbird17 is not online. blindbird17
Joined: 23 Jan 2012
Total Posts: 1027
21 Oct 2012 02:35 PM
You have something of Value to you that you put in and if you don't pay it back in a certain amount of time the item gets taken away from you. This item has to have = or greater value or be accepted as security by the person loaning money.
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bovine123 is not online. bovine123
Joined: 22 Jun 2010
Total Posts: 2690
22 Oct 2012 05:50 PM
When you pay back, the money automatically is taken out of your account.
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GuestIy is not online. GuestIy
Joined: 20 Sep 2012
Total Posts: 19099
22 Oct 2012 05:54 PM
support so much

have you heard of the "BCGames incident"?

"The candles are lit, the end is near!"
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Interminable is not online. Interminable
Joined: 08 Jun 2012
Total Posts: 13734
22 Oct 2012 06:04 PM
So what would happen if they don't pay back? Banned?
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GuestIy is not online. GuestIy
Joined: 20 Sep 2012
Total Posts: 19099
22 Oct 2012 06:08 PM
well, it said all new money is traded away the the original owner of the robux or something

"The candles are lit, the end is near!"
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MrHavic is not online. MrHavic
Joined: 05 Apr 2012
Total Posts: 12578
22 Oct 2012 06:12 PM
And if u run out of bc? Yeah :/
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toxic69 is not online. toxic69
Joined: 29 Jan 2011
Total Posts: 11787
22 Oct 2012 06:13 PM
BCgames incident?
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blackopsfan989 is not online. blackopsfan989
Joined: 01 Jul 2011
Total Posts: 8095
22 Oct 2012 06:14 PM
[ Content Deleted ]
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GuestIy is not online. GuestIy
Joined: 20 Sep 2012
Total Posts: 19099
22 Oct 2012 06:15 PM
@Mr

that's a flaw...

never noticed that

"The candles are lit, the end is near!"
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iMecha is not online. iMecha
Joined: 18 Jul 2012
Total Posts: 4981
22 Oct 2012 06:16 PM
No I will just loan my alt 10 million robux then buy everything i need and never sell anything
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grantox is not online. grantox
Joined: 26 Nov 2010
Total Posts: 2314
22 Oct 2012 06:43 PM
But if you have 10 million to send to your alt why not just keep it on your main smart one? Anyways, if its based on their daily income you could only loan what, 10 robux for all nbc'ers. The rich/famous would be pestered every day for loan requests even if they don't get much because it helps, generally. Even if you set the privacy to nobody messaging you, they can just send a friend request and type in the same thing and then it's twice as annoying. Also even for bc'ers, if its based on income, they can probably easily make that amout you send in a few days. Also there can be major differences in how much they make daily. One day gamer 101 might make about 500 tix from visits + bc stipend. The next day, he could make thousands of robux from clothing sales and game passes. Same for other people. Generally it's useless and will just pester the rich anf famous.
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2467Matthew is not online. 2467Matthew
Joined: 31 May 2011
Total Posts: 274
22 Oct 2012 06:51 PM
Support, but this would probably be better if this was a bc feature.
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surge905 is not online. surge905
Joined: 04 Dec 2010
Total Posts: 3118
23 Oct 2012 03:06 PM
I support this.
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blindbird17 is not online. blindbird17
Joined: 23 Jan 2012
Total Posts: 1027
23 Oct 2012 03:54 PM
How about after the period is up every piece of money you have and earn is given to the person you have to pay back until it's payed back.
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DrDrRoblox is not online. DrDrRoblox
Joined: 01 May 2011
Total Posts: 2522
23 Oct 2012 04:05 PM
What if the user who you loaned money to, does not have the money to pay it back?
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bovine123 is not online. bovine123
Joined: 22 Jun 2010
Total Posts: 2690
23 Oct 2012 06:17 PM
@DrDrRoblox and everyone else pointing out this one main problem of not paying back

They would look at how much money you had taken in within the past month. That would be the maximum they could be loaned. If their BC expired soon, it would take that into account by subtracting out daily robux and sale of goods.
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