piggy09
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| Joined: 16 Apr 2009 |
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| 24 Aug 2012 11:23 AM |
ROBLOXia National Bank, or RNB, is what you'd expect, a bank.
Previously suggested by MountainTheory, I've expanded upon his idea.
This is just V1.0, as I am not 100% aware of what happens in banks, but I have an idea.
You'd be able to put money in here, money can NOT be spent while in the bank.
You require a 4 (Maybe longer? This can easily be guessed. Maybe 8?) digit code to access the bank. This would stop account theives in their tracks. (Not 100%, but it'd help greatly).
Now, for the other purpose of the bank.
Loans and repayment.
For example, Joe put in 1,000R$.
Tim, a clan leader, needs money to buy a base, so he takes out a loan.
Out of base visits, he would give that money (and interest) back to the bank, for when Joe wants his money.
The only problem is debt collection.
And you must be approved by a real person who looks at your account, to bring alt abusing to a minimum.
To fix Debt collection, I suggest taking hats off that person and selling them, or , someone who lost his money, will get those hats (They must agree before taking the hats). The hats can't be worth 10,000R$ when the unpaid amount is only 1,000.
I suggest a 200R$ only difference between the hat and unpaid money.
This may be difficult to understand, as it was difficult to explain.
Give me your opinions on what to add/remove!
Thanks :D
I'm a little teapot, Short and stout, Here is my handle, Here is my spout. |
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piggy09
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| Joined: 16 Apr 2009 |
| Total Posts: 2163 |
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| 24 Aug 2012 11:25 AM |
TeaPot Bump.
I'm a little teapot, Short and stout, Here is my handle, Here is my spout. |
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BluFire
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| Joined: 23 Dec 2009 |
| Total Posts: 279 |
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| 24 Aug 2012 11:27 AM |
That seem's legit but, what if the account hacker have the 4-8 number code to
get the money?
(-C-MAN16-) |
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| 24 Aug 2012 11:28 AM |
| Say you get terminated. And delete all your assets. |
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| 24 Aug 2012 11:35 AM |
Not bad, I support.
~God of The Trolls~ |
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zaxzacnv1
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| Joined: 25 Jan 2011 |
| Total Posts: 39920 |
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| 24 Aug 2012 11:39 AM |
I Support -> This Is Meh Siggy <- |
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| 24 Aug 2012 11:47 AM |
I support. You could also access your funds from an alt, say if you got pg'ed. This way you don't lose everything if you get pg'ed, you still have whatever was in the bank! I think we could also have like a storage system, where we put all our hats and items if we want.
This would have a code. You decide the number of digits, minimum 4.
This could be so if you get PG'ED you could still access most of your items from your storage and your funds from a bank by using an alt. ;) |
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piggy09
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| Joined: 16 Apr 2009 |
| Total Posts: 2163 |
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| 24 Aug 2012 11:53 AM |
@Cool
It's VERY unlikely, and much safer.
If they get PG'ed, then this has a much better chance at keeping your stuff until you get your account back.
@Jig
They would be put into the bank and kept in circulation.
Maybe even deleted accounts money could be put it there.
And taxes.
@Puppy
The alt is a bit riskier.
I'm not sure.
Maybe a parent account?
Or use an IP system to ID if it's you or a hacker.
People could use that to swap accounts too...
Thanks for the support guys!
I'm a little teapot, Short and stout, Here is my handle, Here is my spout. |
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| 24 Aug 2012 11:54 AM |
| Nice ideas :) Definitely supporting this! |
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| 24 Aug 2012 11:58 AM |
@OP
I mean purposely delete. Delete all assets and buy hats and delete. Waste them on people's shirts. |
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piggy09
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| Joined: 16 Apr 2009 |
| Total Posts: 2163 |
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| 24 Aug 2012 12:02 PM |
@Jir
I don't understand. Sorry.
Could you explain it in more detail?
I'm a little teapot, Short and stout, Here is my handle, Here is my spout. |
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| 24 Aug 2012 12:03 PM |
| Or maybe with a little better grammar ._. |
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piggy09
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| Joined: 16 Apr 2009 |
| Total Posts: 2163 |
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| 24 Aug 2012 12:19 PM |
Bump.
I'm a little teapot, Short and stout, Here is my handle, Here is my spout. |
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| 24 Aug 2012 12:28 PM |
| Say I loan like 100k robux from Merely. I must give it back in a week. I could buy items with the robux and transfer it to my alt. Then I delete all my assets so nothing could be payed back. The money is then lost. |
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piggy09
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| Joined: 16 Apr 2009 |
| Total Posts: 2163 |
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| 24 Aug 2012 12:32 PM |
1. You'll be punished.
2. Money from deleted accounts and interest from legit loans will be used to repay Merely.
Also, you don't go to someone and go "Hey, can I have money?".
You go to the "Bank Manager" and request money.
I'd say a 20k limit though.
And you must be using it for a profitable use.
Also, those deleted assets will be given to Merely, as they'll be saved by ROBLOX.
I'll bring that up in V2. I'm a little teapot, Short and stout, Here is my handle, Here is my spout. |
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| 24 Aug 2012 12:34 PM |
| Oh I see. You should have it where they can get a refund if the user purposely bought and deleted the hats. |
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piggy09
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| Joined: 16 Apr 2009 |
| Total Posts: 2163 |
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| 24 Aug 2012 12:39 PM |
They do.
As I previously said, deleted accounts, taxes and interest go into the bank.
This will definitely be able to pay him back, if the system is abused.
I'm going to do V2 soon.
Also, the money will be deducted from the account is was given to.
So it will pretty much get back to him, even if they delete the alt.
I'm a little teapot, Short and stout, Here is my handle, Here is my spout. |
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mickyy5
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| Joined: 20 Feb 2010 |
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| 24 Aug 2012 12:40 PM |
First of all there's no reason to have a sec end storage of money because you don't lose any ROBUX or TIX unless you spend it, storing it is a waste of time (And there's a VERY VERY small chance you will be hacked, most likely you broke the terms and conditions and gave out your p4$$). ROBLOX is a kids and and letting kids take out loans is pretty much setting them on a course to debt when their older, and no one wants that. You clearly don't understand ROBLOXs trade system, when you buy a hat the money you spent goes towards paying for peoples BC income ROBUX and other stuff, same with TIX, Borrowing 1000R will really damage the system and may destroy it. Lastly this is VERY abusive, e.g I borrow tonnes of alts and pay it all towards my main and get the alts deleted, nothing lost and all gained.
This is a VERY bad idea.
~You may know how to use a gun but I know how to make it dance~ |
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piggy09
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| Joined: 16 Apr 2009 |
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| 24 Aug 2012 12:46 PM |
@Micky
Use lines man, it's a wall of text.
Also, this is like an extra way to stop account thieves.
Someone could get a virus on your PC and Keylog you, and you won't violate the ToS.
If I get into your account, I'll also need the 8-Digit Code.
Yes, you could get that, but it's a setback.
ROBLOX already has an economy, and it's going downhill. Every economy needs a bank to support it.
Also, this takes all money, interest, taxes and money from deleted accounts, and pools it into here, to pay for BC and pay off people who lost their money.
How will taking 1kR$ destroy the economy?
Also, I don't understand how this is abusive?
If your alts put money in the bank and you take it out, you'll have to repay that money.
So, accounts lost, nothing gained.
Anything else? I'm a little teapot, Short and stout, Here is my handle, Here is my spout. |
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sam1184
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| Joined: 07 Nov 2010 |
| Total Posts: 578 |
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| 24 Aug 2012 12:51 PM |
| What if you forget your code? Also, I support |
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piggy09
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| Joined: 16 Apr 2009 |
| Total Posts: 2163 |
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| 24 Aug 2012 01:06 PM |
@Sam
That's your problem.
It's the exact same as forgetting your p4$$.
I'm a little teapot, Short and stout, Here is my handle, Here is my spout. |
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| 24 Aug 2012 01:09 PM |
| If you forget your code there could be an I forgot the code! button that you could press, just like an I forgot my pas button. |
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piggy09
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| Joined: 16 Apr 2009 |
| Total Posts: 2163 |
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| 24 Aug 2012 01:12 PM |
Yeah.
That would be a good idea too.
I'll add it to V2 when I write it.
I'm a little teapot, Short and stout, Here is my handle, Here is my spout. |
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