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Re: Might not be able to go to a 4-year college

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PUSH5 is not online. PUSH5
Joined: 06 Jun 2009
Total Posts: 8793
10 May 2017 10:06 PM
when life gives you lemons, wake up, because you never really got any. it was all a dream. life doesn't give anything to u everything must be earned

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marionetre is not online. marionetre
Joined: 19 Jan 2014
Total Posts: 502
10 May 2017 10:56 PM
honestly college is overrated

yeah you'll get a degree in something but you likely won't get a job in that field until some years after the fact, if at all.

you'll graduate with a degree and have to work a crude job to pay off the debt hoping you can manage to crawl yourself into a position you'd like in your field of choice.


if you do get lucky and manage to get a career in your field of choice, by that time your peers who didn't bother going to school have racked up a serious amount of money simply by not having to pay student loans.


by the time both of you are retired you'll be at relatively the same financial positions in your life, and thats only if your lucky and your degree pays off and gets you a decent paying job in your desired field. in my opinion, why risk it?


people say "follow your passion" and "choose a career that will make you happy" but why not just try living a life outside your career in the first place? You don't have to be your job. its a perfectly feasible idea to work what it takes to get you to do what you want with your free time. if you live for your job what are you going to do when you retire? sit around and mope?
i like the idea of finding ############ outside of a career.




Lobstery, God of Infinite Wisdom and Cruelty, King of the Pop Fans
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Finn102 is not online. Finn102
Joined: 19 Feb 2011
Total Posts: 24930
11 May 2017 03:49 AM
im in community college and i'm thinking about dropping out

it's not for me at all


i'm actually planning on going to art school tho
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Kimdracula is not online. Kimdracula
Joined: 13 Sep 2015
Total Posts: 2567
11 May 2017 05:35 AM
I might get an associates degree in aviation
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PaleFolklore is not online. PaleFolklore
Joined: 30 Jul 2010
Total Posts: 5592
11 May 2017 09:54 AM
i am going to get 3 phds in composition aerospece engineer and music therapy
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captc is not online. captc
Joined: 12 Feb 2013
Total Posts: 8688
11 May 2017 09:54 AM
im planning on going to a specific school for Audio Engineering.
Even though im self teaching myself and already know a lot


Lobstery's Prophet of the Ro-Rap War
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marionetre is not online. marionetre
Joined: 19 Jan 2014
Total Posts: 502
11 May 2017 12:35 PM
honestly though if you're not 100% sure about college don't go
at least not right away
theres nothing wrong with waiting a year or so, or even just enrolling in a few community college classes first to see how it feels before you throw down tens of thousands to get a degree.


i graduated high school and immediately threw myself into a 4 year college program without even considering any other options. lo and behold, two years and $40,000 later, I'm a college dropout with debt that'll likely last me until my 30s.

i dont regret dropping out at all, what i do regret is going in the first place. don't get me wrong i made a lot of friends and had a lot of important life experiences, but not nearly $40,000 worth.


i think about how much money I'm making now and how its still enough to get me by. when i left school may 2016 i had $300 in my bank account. this january i bought an $8,000 car, with money i earned all on my own since being back and working two minimum wage jobs. i also just panned a $2000 week long vacation last week. if i can afford all of this, whilst still paying between 300-400$ every month for my student loans, imagine how much more money i would have if i never bothered going to school in the first place?


people are going to tell you college is a must-theyre wrong. you really don't need a degree to success in society. honestly guys, I'm not saying definitely don't go to school. if its something you want, thats fine and give it a shot. but don't go just because you think you have to in order to live a successful life, and if you're even the least bit hesitant, give yourself some time to think about it.


its not fun waking up with bills you have to pay for the next 10 or 20 years for a degree you never ended up getting.


Lobstery, God of Infinite Wisdom and Cruelty, King of the Pop Fans
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PUSH5 is not online. PUSH5
Joined: 06 Jun 2009
Total Posts: 8793
11 May 2017 05:13 PM
your parents didnt pay for you to go to college??
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timthegreat2salt is not online. timthegreat2salt
Joined: 03 Jun 2015
Total Posts: 2242
11 May 2017 05:19 PM
If life gives you lemons, unless it also gives you water and sugar, your lemonade will be terrible.



And now it's time for silly songs with Larry, the part of the song where Larry comes out and sings a silly song.
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PUSH5 is not online. PUSH5
Joined: 06 Jun 2009
Total Posts: 8793
11 May 2017 05:23 PM
so lob you're saying that you have more to lose by GOING to college rather than NOT GOING to college
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atoxical is not online. atoxical
Joined: 01 May 2016
Total Posts: 14468
11 May 2017 05:24 PM
rip lol


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marionetre is not online. marionetre
Joined: 19 Jan 2014
Total Posts: 502
11 May 2017 10:22 PM
I was paying for school on my own, so now i gotta cover the dead weight of debt on my own as well.

i would say that you could make an argument you have more to lose by going.

i mean, think about it. say you never go to college and worst case scenario you jump full time into making minimum wage flipping burgers at BK or something. 4 years later you've racked up tens of thousands of dollars in savings (if you're making reasonable life decisions/not severely medically impaired)

you're peers who went to college dropped lets say about $40-80k (sometimes more, sometimes less depending on where you go to school/circumstances of attending), assuming they're not working while attending school, in 4 years they'll be 40-80k behind you. assuming they are, it'd likely be only a part time job due to time constraints, and they'd still end up being 20-40K behind.

now best case scenario for those peers of yours is to get a decent paying job in their field directly after graduating so they can start effectively paying those loans. Unlikely in todays work environment. oftentimes, those who graduate with degrees are forced to settle into burger flipping minimum wage jobs to pay the bills whilst they continue their search for good work in their field,

sometimes this takes years. sometimes they simply can't find it at all.


in which case, the people who went to college would be at a severe disadvantage to those who didn't. they didn't drop $60k on a degree that didn't end up paying for what its worth




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PUSH5 is not online. PUSH5
Joined: 06 Jun 2009
Total Posts: 8793
11 May 2017 10:50 PM
my parents are paying for my college though

and yes I may seem spoiled for that but I busted my balls countless times in high school just to improve one of my grades so I kinda deserve it
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mastergyroosandwich is not online. mastergyroosandwich
Joined: 28 Sep 2012
Total Posts: 4085
11 May 2017 11:23 PM
In New York, if you make less then 100K a year SUNY's and CUNY's are free. So if I can get into Queens College (get my average to an 85) then I could go to college for free. I probably have a very limited understanding of colleges so I have to educate myself more but my mom is basically saying go to college or I will end you.
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PUSH5 is not online. PUSH5
Joined: 06 Jun 2009
Total Posts: 8793
11 May 2017 11:47 PM
I wanna go to NYU but Im too dumb
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marionetre is not online. marionetre
Joined: 19 Jan 2014
Total Posts: 502
11 May 2017 11:48 PM
in a lot of cases parents can't afford to put one or multiple kids through college, creating a class related disadvantage.



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PUSH5 is not online. PUSH5
Joined: 06 Jun 2009
Total Posts: 8793
11 May 2017 11:53 PM
I still haven't decided on a major yet

Im thinking about getting into the field of marketing or programming
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Kimdracula is not online. Kimdracula
Joined: 13 Sep 2015
Total Posts: 2567
12 May 2017 06:09 AM
"I was paying for school on my own, so now i gotta cover the dead weight of debt on my own as well."

Diploma's lifetime income -- $1M
A[]sociate's lifetime income -- $1.24M
B[]chelor's lifetime income -- $1.66M

I'm pretty sure college doesnt cost $240,000 nor $660,000

:P
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Kimdracula is not online. Kimdracula
Joined: 13 Sep 2015
Total Posts: 2567
12 May 2017 06:12 AM
Quoted the wrong segment

"i would say that you could make an argument you have more to lose by going."*********
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marionetre is not online. marionetre
Joined: 19 Jan 2014
Total Posts: 502
12 May 2017 10:17 AM
"I was paying for school on my own, so now i gotta cover the dead weight of debt on my own as well."

Diploma's lifetime income -- $1M
A[]sociate's lifetime income -- $1.24M
B[]chelor's lifetime income -- $1.66M

I'm pretty sure college doesnt cost $240,000 nor $660,000
..............................


You're not taking into account the likelihood of getting a job in your field upon graduation. More and more graduates are finding themselves unable to get a job in todays market, rendering their degrees virtually worthless. It's all about "follow your passion" until you realize that your passion doesn't pay the bills.

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marionetre is not online. marionetre
Joined: 19 Jan 2014
Total Posts: 502
12 May 2017 10:25 AM
theres also the element of not being able to lose what you don't have.
a college degree is basically spending money to make more money. if you never bother going to college, you're not losing any money on the deal. sure, you may not have as high a salary as someone with their phd, but you didn't lose anything on the deal since you've never had that kind of salary to begin with
if someone spends $40,000 on their college degree, they're losing $40,000 if their degree ends up amounting to nothing.
the person without a degree didn't lose anything at all.



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captc is not online. captc
Joined: 12 Feb 2013
Total Posts: 8688
12 May 2017 11:25 AM
"You're not taking into account the likelihood of getting a job in your field upon graduation. More and more graduates are finding themselves unable to get a job in todays market, rendering their degrees virtually worthless. It's all about "follow your passion" until you realize that your passion doesn't pay the bills."

it depends on your job.
my mother who went back to school in 2013 became an OTA which has a very high rate of hiring right after school.

While a Game Designer might have a harder time upon graduation.



Lobstery's Prophet of the Ro-Rap War
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captc is not online. captc
Joined: 12 Feb 2013
Total Posts: 8688
12 May 2017 11:37 AM
I've been doing research for the last 5 or 6 months on what schools i liked.
My main choice is Full Sail University, Cause they have a good 20 month Audio Production program.


Lobstery's Prophet of the Ro-Rap War
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PaleFolklore is not online. PaleFolklore
Joined: 30 Jul 2010
Total Posts: 5592
12 May 2017 11:40 AM
are there any ways/what are some ways to minimize student debt?
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marionetre is not online. marionetre
Joined: 19 Jan 2014
Total Posts: 502
12 May 2017 11:51 AM
naturally certain jobs are more in demand than others.
nurses (at least in my area) usually don't have much trouble finding work.
journalists on the other hand...
basically the arts/humanities tend to be harder to find jobs in because its more 'leisure' work.



i mean school is expensive either way, but you could minimize debt by not taking out loans and just paying up front (requires a lot of money) but then you don't have to worry about interest rates/etc.
if you commute to school (if you live close) its generally less expensive than living on campus
you can apply for financial aid but they don't give it to anyone
scholarships, thats a given
you can work part time (or even full time if you can somehow manage that) while attending
online courses tend to be less expensive than in person courses



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