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Re: ROBLOX Bank

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GamesBloxx is not online. GamesBloxx
Joined: 14 Jan 2014
Total Posts: 8408
22 Jan 2015 07:31 PM
What is something that is missing in the ROBLOX economy? Banks. Well that wouldn’t really complete it, but this could be a good addition.

With banks, we could do many things, store ROBUX, lend money to other people, and many more. This update wouldn’t not only make traders happy or developers happy, it might make the entire community happy. Why? Because you could do many more things. Such as loans, when people are in need of ROBUX and they have to pay a higher amount than that. Also storing ROBUX in your bank can save you from wasting all of your ROBUX.

This is how it could work: There is a “Bank” section on the side bar. If you click it, it either tells you to make a bank account, or to login. The reason why each user shouldn’t have its own bank account by default is because if a hacker breaks into your main account that has like 100K ROBUX in its bank account, then you won’t be able to get to your bank account and get the money back. So your bank account should be accessible from other ROBLOX accounts.

For loans, you could go to someone’s profile, and in the “More” thing (where it has Invite to Party and Chat and stuff) it could also have “Loan Request” (it doesn’t have to say that; it could be “Ask for Loan” also). Then a thing pops up that is similar to the trade request thing, except you only put in ROBUX. First you put in the amount of ROBUX you need, then the amount that you will pay after. The amount that you pay after MUST be equal or higher (so people wouldn’t be transferring Tickets or ROBUX from multiple accounts). The problems with the loans, is though you can’t trust people these days. So this doesn’t have to be implemented.

I don’t know what other things should be added, I guess the administrators should decide. Anyways, I hope y’all support!
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GamesBloxx is not online. GamesBloxx
Joined: 14 Jan 2014
Total Posts: 8408
22 Jan 2015 07:33 PM
And what I just noticed is that there is another title that is the exactly the same. Sorry, I wasn't trying to copy your idea; I was just unaware that there was another idea like this.
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TheHockeyWizard is not online. TheHockeyWizard
Joined: 24 May 2013
Total Posts: 1579
22 Jan 2015 07:34 PM
i posted 1 roblox bank idea month ago then that guy like stole my idea then you stole that guys idea e.e i orginally made mine 1 year ago but i lost the thread so i remade it


cant find a siggy so im gonna post it here, OH wait look i got one! DONATE: http://www.roblox.com/happy-shirt-item?id=191929058
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GamesBloxx is not online. GamesBloxx
Joined: 14 Jan 2014
Total Posts: 8408
22 Jan 2015 07:41 PM
I just said that I was unaware of the posts, so unless you have aphasia there is no reason to say that.
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MegaFork is not online. MegaFork
Joined: 02 Jun 2012
Total Posts: 436
22 Jan 2015 09:00 PM
support


NBA Dreams
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penny2199 is not online. penny2199
Joined: 07 Jul 2012
Total Posts: 1373
22 Jan 2015 09:05 PM
support!
i wanna loan ppl :o
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Melhem is not online. Melhem
Joined: 22 Apr 2009
Total Posts: 1701
22 Jan 2015 09:08 PM
I posted the Loan thing too, your idea is great! They could mix well


What are you looking at?
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Dystereus is not online. Dystereus
Joined: 22 Jan 2010
Total Posts: 3915
19 Apr 2015 04:57 PM
Bump
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SuperHero12346 is not online. SuperHero12346
Joined: 02 Jan 2009
Total Posts: 806
19 Apr 2015 07:06 PM
I like it.
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DesiredShark is not online. DesiredShark
Joined: 28 Jun 2012
Total Posts: 5123
19 Apr 2015 07:10 PM
So if there are loans, would there be interest?
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DesiredShark is not online. DesiredShark
Joined: 28 Jun 2012
Total Posts: 5123
19 Apr 2015 07:12 PM
Another way for ROBLOXians to end up in debt.
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SuperHero12346 is not online. SuperHero12346
Joined: 02 Jan 2009
Total Posts: 806
19 Apr 2015 07:13 PM
Another way?
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ValueAdded is not online. ValueAdded
Joined: 13 Sep 2011
Total Posts: 118
20 Apr 2015 04:06 AM
Ah, capitalism at it's finest. The rich will get richer and the poor will end up in serious debt.
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zombiefied is not online. zombiefied
Joined: 05 Apr 2008
Total Posts: 33530
20 Apr 2015 11:00 AM
Support 24
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BlackThornSword is not online. BlackThornSword
Joined: 12 Sep 2014
Total Posts: 460
20 Apr 2015 11:14 AM
Support. I'm terrible with my money.


( ͡° ͜ʖ ͡°)つ──☆:✧・゚ Swiggity Swooty I Summon Thy Booty ✧。
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zombiefied is not online. zombiefied
Joined: 05 Apr 2008
Total Posts: 33530
20 Apr 2015 11:33 AM
Support 56
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Semaphorism is not online. Semaphorism
Joined: 16 Feb 2008
Total Posts: 4831
20 Apr 2015 11:53 AM
Take out a huge loan, never pays it back, transfers money to alt. Wouldn't work. It would just require a ton more moderation to make it right.
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DaFlyingDutchMan is not online. DaFlyingDutchMan
Joined: 17 Jan 2012
Total Posts: 211
20 Apr 2015 12:00 PM
100% support!
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zombiefied is not online. zombiefied
Joined: 05 Apr 2008
Total Posts: 33530
20 Apr 2015 12:00 PM
Support 74
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Melhem is not online. Melhem
Joined: 22 Apr 2009
Total Posts: 1701
20 Apr 2015 12:24 PM
I made a post about it. I will put what I wrote
My suggestion are making Loans only for users that have 120 Days playing ROBLOX and depending on User Wealth status and/or Membership status Loans can go from 100 Tickets to 100,000 Tickets, and if the Player doesn't pay the Loan at time, Then Income from visits, T-Shirt sales, BC Daily Stipend, Robux Purchases etc... Would've been taken.
Oh and you need to have a good Loan Credit For example.
If you never make profits or have BC or any requirement then you wont have a Loan credit.
But if your account generates 100 Tickets per month for 3 Months in a row then you have a loan credit which maximum is 1,000 tickets or even 2,000 Tickets and pay that in one year or Pay that with what you make per day, Notice that if you do the last one then you wont have technically any profits as those profits will go to pay the loan and until you pay that you will only have Loan Money.
If you make more profits you will have a larger Credit. Or if you have a good payment history you will have a larger credit too.
If you have BC stipend and havent paid a loan, that Stipend money will go to pay the loan too, depending of the current Trade Exchange of Tickets.
If you have BC you automatically have a 1000 Ticket loan credit
This could be some Concept Requirements
You can't just make 19480398 Alts and give to main account
You need to wait 120 days after account creation
You need to have a good credit (generation of Profits) If you dont make profits for 3 months in a row (atleast 100 tickets per month) then you wont have Loan access
You need to have a good Moderation History


What are you doing in my swamp?
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zombiefied is not online. zombiefied
Joined: 05 Apr 2008
Total Posts: 33530
20 Apr 2015 12:25 PM
Support 98
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Melhem is not online. Melhem
Joined: 22 Apr 2009
Total Posts: 1701
20 Apr 2015 12:26 PM
It Could be a BC only Feature, but I am sure many users will disagree.


What are you doing in my swamp?
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zombiefied is not online. zombiefied
Joined: 05 Apr 2008
Total Posts: 33530
20 Apr 2015 12:29 PM
Support 103
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sonihi is online. sonihi
Joined: 27 Jun 2009
Total Posts: 3655
20 Apr 2015 12:35 PM
Yes this is a good idea. I could get loans to trade with and then give back the money and use the profit to trade on. Also accessing the money from other accounts is a great idea.
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NANIL is not online. NANIL
Joined: 06 Jan 2013
Total Posts: 233
20 Apr 2015 01:59 PM
Support
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