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Re: ROBLOXia Banking; [REPOST]

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cakelovespie is not online. cakelovespie
Joined: 17 Oct 2009
Total Posts: 22527
11 Jul 2013 07:01 PM
TL;DR at bottom

I literally followed what the forum on how to right a suggestion in notepad, then copy and pasted it, this time. (http://www.roblox.com/Forum/ShowPost.aspx?PostID=73566197)

Point:

A banking system that allows you to store ROBUX and TIX and earn interest on them.
Interest rate is based off how good the economy is doing, from less than 1% to 7%-10% interest.
Interest would be given every day or every other day.
You can buy a safety deposit box to store limiteds that you do not wish to trade.
The safety deposit box would cost 100 ROBUX or 200-300 TIX.
NBC may store their limiteds in the safety deposit box aswell if they buy the box.
The bank may give you loans if you're BC (Sorry, but the idea for loans wouldn't work with NBC.)
You cannot take a loan of more than 500-600 ROBUX.
A portion of your daily ROBUX will be taken away until it equals how much you were loaned.
The interest on loans would be 10%-20%.
Perhaps a loan can be bigger, but it has to be approved by a moderator.
The money with a bigger loan has to be part of a large scale project that needs funding.
The bank would be protected by a 4-10 digit Pass Code.

You Pass could either be:

A) Randomly Generated
B) Chosen by the user.
The Pass would help protect your money in the bank incase of being hacked, which would be helpful to make it different than the pass to your ROBLOX account.

Evidence:

This would help users saying in the comments of hats: "AWWWH! I just spent all my money and don't have enough for this!"
It would cut down on spam from users in the messaging system, and comments, by users not needing donations if they use the bank.
I, myself, have found myself in a spot, such as now, where I need just a little more money to get an item I want.
With the bank, it can cut down on people just needing a little bit more money to get that item they want that's limited or going offsale soon.

Anaylsis:

Pros:
Stimulate the economy of ROBLOX.
Reduce the number of "donations" people give.
Able to make items cost more robux.
Can help people with great games advertise them.
Can help people with groups fund them.

Cons:
Seems like too easy of a way to get money.
Can be 'overpowered' to get millions of robux.

TL;DR- Basically, a bank that you can store money in and earn interest on it.

Please post suggestions that could be added, and what you think.
There are some things that can easily be altered to what you guys think.
The loans idea I am thinking about getting rid of.

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padam11 is not online. padam11
Joined: 11 Feb 2013
Total Posts: 15774
11 Jul 2013 07:04 PM
Support
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Ps2damon is not online. Ps2damon
Joined: 23 Aug 2009
Total Posts: 257
11 Jul 2013 07:06 PM
Thank you good sir for the TL;DR

/Support/
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cakelovespie is not online. cakelovespie
Joined: 17 Oct 2009
Total Posts: 22527
11 Jul 2013 07:08 PM
You're welcome, good sir.

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gunnerycaptainprice is not online. gunnerycaptainprice
Joined: 16 Oct 2010
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11 Jul 2013 07:13 PM
Support.
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ElectricEnergy is not online. ElectricEnergy
Joined: 01 Dec 2011
Total Posts: 6992
11 Jul 2013 07:13 PM
support
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rs123456789 is not online. rs123456789
Joined: 16 Jul 2008
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11 Jul 2013 07:15 PM
Support!!!!!!!!!!
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databyte is not online. databyte
Joined: 31 Jan 2013
Total Posts: 7315
11 Jul 2013 07:17 PM
support
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cakelovespie is not online. cakelovespie
Joined: 17 Oct 2009
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11 Jul 2013 09:32 PM
butt

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4ub5 is not online. 4ub5
Joined: 29 May 2010
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11 Jul 2013 09:37 PM
Support.
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ToxicSpikez is not online. ToxicSpikez
Joined: 30 Apr 2011
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11 Jul 2013 09:39 PM
Support as I did before.
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astrobeam is not online. astrobeam
Joined: 22 Aug 2010
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11 Jul 2013 09:41 PM
100% support!
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cakelovespie is not online. cakelovespie
Joined: 17 Oct 2009
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11 Jul 2013 10:28 PM
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ElementOfWater is online. ElementOfWater
Joined: 09 Nov 2010
Total Posts: 971
11 Jul 2013 10:30 PM
no. you can just trade currency
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cakelovespie is not online. cakelovespie
Joined: 17 Oct 2009
Total Posts: 22527
11 Jul 2013 11:35 PM
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divergenbustun is not online. divergenbustun
Joined: 16 Feb 2010
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11 Jul 2013 11:43 PM
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AS LONG AS THE ROBLOX IRS DOESNT EXIST. ALSO ROBLOX TAXES OF BANKING. IF EITHER OF THESE THINGS HAPPEN THAT I SAID ABOVE I WILL RAGE QUIT AND FLIP A TABLE! >:O

I put above in caps because I mean it and I dont want it to happen.

-Divergenbustun

~Moo. :3~
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cakelovespie is not online. cakelovespie
Joined: 17 Oct 2009
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12 Jul 2013 08:20 AM
Front page.

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letsgopistons is not online. letsgopistons
Joined: 09 May 2009
Total Posts: 7113
12 Jul 2013 08:36 AM
It's a good idea, but you can just put all your Tickets in the Limit Trade, and put a ridiculously high amount of R$. The trade would never go through, so it would keep your money. If it does go through, you are rich, so.....

Ex. What I'll Give: 4127 Tickets
What I'll Get: 4124983 Robux
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KingMaddog is not online. KingMaddog
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12 Jul 2013 08:41 AM
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cakelovespie is not online. cakelovespie
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12 Jul 2013 03:57 PM
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cakelovespie is not online. cakelovespie
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13 Jul 2013 07:42 AM
Back to the front page.

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cakelovespie is not online. cakelovespie
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13 Jul 2013 06:04 PM
First page.

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sillytrevor is not online. sillytrevor
Joined: 03 Mar 2010
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13 Jul 2013 06:20 PM
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cakelovespie is not online. cakelovespie
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13 Jul 2013 08:37 PM
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iwin3333 is not online. iwin3333
Joined: 17 Oct 2009
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13 Jul 2013 08:39 PM
oye,support.

Go drunk,I'm home.
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