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| 04 Jul 2013 06:02 PM |
TL;DR at bottom I literally followed what the forum on how to right a suggestion in notepad, then copy and pasted it, this time. (http://www.roblox.com/Forum/ShowPost.aspx?PostID=73566197)
Point: A banking system that allows you to store ROBUX and TIX and earn interest on them. Interest rate is based off how good the economy is doing, from less than 1% to 7%-10% interest. Interest would be given every day or every other day. You can buy a safety deposit box to store limiteds that you do not wish to trade. The safety deposit box would cost 100 ROBUX or 200-300 TIX. NBC may store their limiteds in the safety deposit box aswell if they buy the box. The bank may give you loans if you're BC (Sorry, but the idea for loans wouldn't work with NBC.) You cannot take a loan of more than 500-600 ROBUX. A portion of your daily ROBUX will be taken away until it equals how much you were loaned. The interest on loans would be 10%-20%. Perhaps a loan can be bigger, but it has to be approved by a moderator. The money with a bigger loan has to be part of a large scale project that needs funding.
The bank would be protected by a 4-10 digit Pass Code. You Pass could either be: A) Randomly Generated B) Chosen by the user. The Pass would help protect your money in the bank incase of being hacked, which would be helpful to make it different than the pass to your ROBLOX account.
Evidence: This would help users saying in the comments of hats: "AWWWH! I just spent all my money and don't have enough for this!" It would cut down on spam from users in the messaging system, and comments, by users not needing donations if they use the bank. I, myself, have found myself in a spot, such as now, where I need just a little more money to get an item I want. With the bank, it can cut down on people just needing a little bit more money to get that item they want that's limited or going offsale soon.
Anaylsis: Pros: Stimulate the economy of ROBLOX. Reduce the number of "donations" people give. Able to make items cost more robux. Can help people with great games advertise them. Can help people with groups fund them. Cons: Seems like too easy of a way to get money. Can be 'overpowered' to get millions of robux.
TL;DR- Read it. It's worth it. Please post suggestions that could be added, and what you think. There are some things that can easily be altered to what you guys think. The loans idea I am thinking about getting rid of.
[Vaktovian Private; Cake - Exterminate! Exterminate!] |
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| 04 Jul 2013 06:03 PM |
How to write*
And I should've moved on to posting and added sub headings, and a summary.
[Vaktovian Private; Cake - Exterminate! Exterminate!] |
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| 04 Jul 2013 06:09 PM |
Butt. (Bring up this thread)
[Vaktovian Private; Cake - Exterminate! Exterminate!] |
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| 04 Jul 2013 06:17 PM |
support and i get why nbc cant have loans but i am more of a i use my money so i would not use loans |
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| 04 Jul 2013 06:29 PM |
Forget to add in the Anaylsis that this could be hard to implement, though it could be done with hard work on it.
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| 04 Jul 2013 11:54 PM |
Butt.
[Vaktovian Private; Cake - Exterminate! Exterminate!] |
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| 05 Jul 2013 12:25 AM |
I like some of the idea, although...
-Why would you need a code for your bank? Can't it just be attached to your account?
-Putting money in storage is really just like an extra login bonus, right? It gets interest, and no matter what the rate is, wouldn't you always be getting more cash?
I do like the idea of loans though. It seems fair enough. |
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| 05 Jul 2013 12:33 AM |
"-Why would you need a code for your bank? Can't it just be attached to your account?"
That is one of the things that could be changed. It's just a 'safety net' if you will for if you get hacked.
"-Putting money in storage is really just like an extra login bonus, right? It gets interest, and no matter what the rate is, wouldn't you always be getting more cash?"
Yes. No matter what, you're earning money, even if it is a tiny bit. You could go from 1 ROBUX to Over 100k by using it right.
[Vaktovian Private; Cake - Exterminate! Exterminate!] |
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| 05 Jul 2013 12:54 AM |
One.Of.The.BEST.SUGGESTIONS.ON.S.&.I
100% Support! |
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| 05 Jul 2013 01:07 AM |
Support, however loans should not be taken if you are running out of BC because it won't be paid back. Either that or remove the tix daily bonus to get it up to the price (1 R$ per day? That's take a long time for a 400 R$ loan..)
JIMMY GOT GANKED OUTSIDE! |
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| 05 Jul 2013 10:00 AM |
Maybe you can only take out a loan if your BC will last long enough to pay it back.
[Vaktovian Private; Cake - Exterminate! Exterminate!] |
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| 05 Jul 2013 10:03 AM |
| I really like it. I think one day if we do expand the economy this could be a very good template. Thanks for the ideas. |
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| 05 Jul 2013 12:43 PM |
:o Gordon Replied :o
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| 05 Jul 2013 12:56 PM |
| Support. I like this idea, but how about a limit of how much robux can be in the bank? That way you can't put a ton in and get too much interest. |
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| 05 Jul 2013 12:57 PM |
Support. I like it.
♜ [ You must be a ROBLOX Forum Moron to view this signature ] |
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SN1P3R3D
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| Joined: 10 Nov 2011 |
| Total Posts: 30891 |
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| 05 Jul 2013 01:02 PM |
I got a good one
http://www.roblox.com/BEAR-item?id=96866902 |
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SN1P3R3D
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| Joined: 10 Nov 2011 |
| Total Posts: 30891 |
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| 05 Jul 2013 01:05 PM |
Nah I'm just kidding
http://www.roblox.com/TF2-Spy-Approves-item?id=66867936 |
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| 05 Jul 2013 01:14 PM |
| ONE OF THE BEST IDEA EVAR! No kidding, this is a very very very good idea. 3 supports! |
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| 05 Jul 2013 01:15 PM |
Well the loan system could be misused for money income. There would have to be a interest rate for this and no more loans untill you pay off that loan kinda deal.
So lets say you borrowed 500 Robux. you have to pay a interest of 25% more when you pay it back so you'd have to pay 625 ROBUX or something, maybe 10%?
Not sure but, Support! |
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| 05 Jul 2013 08:18 PM |
Maybe you can only take out a loan of 500 ROBUX max. You can only take a loan out once a week or every two weeks.
[Vaktovian Private; Cake - Exterminate! Exterminate!] |
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| 05 Jul 2013 09:02 PM |
butt
[Vaktovian Private; Cake - Exterminate! Exterminate!] |
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| 05 Jul 2013 10:20 PM |
Good idea.
"For every minute you are sad, you lose sixty seconds of happiness." |
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| 05 Jul 2013 10:39 PM |
| I think this idea is really cool! I totally support this idea, but of course there'll be a bunch of noobs saying this is a WNTS. But then, isn't everything? |
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| 05 Jul 2013 10:41 PM |
Tingle, on one of the early versions of this idea I made, someone was like "WNTS". I asked him how.
He stopped posting on the thread.
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